CDs and IRAs

United Trust Bank Certificates of Deposit (CDs) offer you a good way to guarantee your savings will keep on growing. Our CDs offer you competitive returns and are insured by the FDIC up to $250,000.

Whether you want a low-risk way to diversify your portfolio, save for retirement or have a time-specific savings need, CDs are a great choice to accomplish your financial goals.

You determine the amount of money you want to put in your CD and the term of the CD. In general, you earn a higher interest rate when you choose a CD with a longer term.

United Trust Bank CDs give you:

• Flexible terms from 3 months to 5 years
  
• FDIC Insurance
  
• Competitive interest rates
  
• $1,000 minimum opening deposit 
• Minimum, opening deposits subject to change for CD Specials

And, our experienced Personal Bankers will help you determine the CD solution best for your financial situation. 

For more information, call or visit a Personal Banker today!

Money Market Accounts

Personal Money Market Account

• Minimum to open: $2,500
  
• Monthly Service Fee: $20 if balance falls below $2,500 on any day in the month.
  
• Interest: Compounded and credited monthly.
  
• Statements: Monthly Imaged Statements.
  
• Withdrawals or Transfers: Limited to 6 withdrawals per statement cycle, but only 3 made payable to 3^rd parties.
  
• Additional Features: Complimentary checks provided.
  
  

Premium Money Market Account

• Minimum to open: $2,500
  
• Monthly Service Fee: $20 if balance falls below $10,000 on any day in the month.
  
• Interest: Compounded and credited monthly.
  
• Statements: Monthly Imaged Statements.
  
• Withdrawals or Transfers: Limited to 6 withdrawals per statement cycle, but only 3 made payable to 3^rd parties.
  
• Additional Features: Complimentary checks provided.